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15 September 2026

What Does Our €795 NWWI-Validated Valuation Fee Cover?

If you need a NWWI-validated valuation for your home in Almere, one of the first questions is simple: what exactly are you paying for? When a valuation is required for financing, clarity matters just as much as speed and reliability. You want to know what is included, what the report is used for, and why a professional valuation can make a real difference in your mortgage process.

At Spijker Makelaardij, the fee for a validated NWWI valuation report is €795 including VAT. This price includes cadastral costs and standard research. In this article, we explain what that means, when this type of valuation is needed, and what you can expect from the process in Almere.

A quick answer: what does the €795 NWWI-validated valuation fee cover?

The €795 fee including VAT covers:

This type of report is often needed when applying for a mortgage, including a mortgage application with or without NHG.

What is a NWWI-validated valuation?

A NWWI-validated valuation is a valuation report that carries validation through the Nederlands Woning Waarde Instituut (NWWI). This functions as an extra quality mark for residential valuations.

In practice, that matters because lenders want a valuation that is objective, reliable, and professionally substantiated. A validated report gives banks and other recognized lenders confidence that the property value has been assessed according to accepted professional standards.

At Spijker Makelaardij, these reports are prepared by sworn and certified NVM register estate agents (RM) and register valuers (RT) with experience in the Almere housing market. The office is also registered with NRVT and Vastgoedcert.

Why do homeowners need a NWWI-validated valuation?

A validated valuation is typically required when a lender wants independent confirmation of a property's market value. That is especially relevant in situations such as:

Because the valuation directly supports a financing application, accuracy is essential. A report that meets lender requirements helps prevent delays and creates a clearer basis for financial decision-making.

What is included in the €795 fee?

Let us break down the fee into the parts that matter most to homeowners.

1. A validated NWWI valuation report

The core of the service is the validated NWWI report itself. This is not just an informal opinion of value. It is an official valuation report intended for use in a formal financing context.

Spijker Makelaardij prepares this report for homes and apartments in Almere. The valuation meets the requirements set by lenders.

2. Professional valuation by certified specialists

The report is prepared by experienced NVM real estate agents and valuers with long-standing knowledge of Almere and its neighbourhoods. Spijker Makelaardij has been active in the Almere housing market for 30 years and combines local market knowledge with professional expertise in residential sales, purchases and property valuations.

That local expertise matters. A sound valuation is not just about a general price level. It also requires insight into:

This combination of market analysis and daily practice supports practical, well-founded advice.

3. Cadastral costs

The fee of €795 including VAT also includes cadastral costs. These costs relate to property-related registration information that forms part of the valuation process.

For homeowners, the key benefit is clarity: this cost component is already included in the fixed fee.

4. Standard research

The fee also includes standard research. This is part of the professional groundwork behind a validated valuation report.

In a valuation context, research supports the substantiation of the report and helps ensure the final document is suitable for the intended financing purpose. When a report is used by lenders, proper supporting research is an essential part of the service.

What does a validated valuation help assess?

A validated valuation provides an independent professional assessment of the property's value. That value can play an important role in financing.

Spijker Makelaardij also indicates that during a valuation, the valuers can determine the increase in value resulting from planned renovations, improvements, and/or energy-saving measures. This may have a positive effect on financing.

That can be especially relevant if you are planning to invest in your property and want to understand how those plans may affect value in the eyes of a lender.

What is not the same as a NWWI valuation?

Homeowners sometimes confuse different real estate services. It helps to keep the distinction clear.

Free valuation of your home

If you are considering selling your home or apartment in Almere, Spijker Makelaardij offers a free valuation with quotation. This is intended to discuss your sales plans, pricing, and how the sales process may proceed.

That is different from a NWWI-validated valuation report for financing.

Purchase guidance

Spijker Makelaardij also offers purchase support at a fixed rate of €2,950 including VAT. This is a separate service focused on helping clients buy a home.

Sales support

The costs for sales support are quoted after an appointment at the client's home. That means the sales fee is determined separately from the valuation service.

Who is this valuation service for?

This service is intended for homeowners in Almere who need a validated report for financing purposes. Spijker Makelaardij states clearly that its valuers only value properties in Almere.

The office is experienced in assisting both local and international buyers and sellers, and services are available in Dutch and English.

Important scope and conditions

When considering a valuation, it is useful to know the service boundaries.

Properties covered

Spijker Makelaardij prepares valuation reports for homes and apartments in Almere.

Properties not covered

The office states that it does not value new-build properties and does not value homes in rented condition.

That is an important point to check early, so you know whether this valuation service matches your situation.

Why local market knowledge matters in a valuation

A property valuation should reflect more than a postcode and square metres. Real value is influenced by what is happening in the surrounding market.

Spijker Makelaardij looks beyond average selling prices and analyses factors such as:

The neighbourhood also matters. Amenities, schools, accessibility, green spaces, recreation, and district developments can all shape the living experience and influence property value. That local perspective helps turn market data into practical advice.

How the process supports financing and compliance

When a valuation is used for a mortgage application, the process needs to be both accurate and professionally compliant. Spijker Makelaardij handles real estate transactions in accordance with applicable Dutch laws, regulations, and NVM professional standards. The team also guides clients through contractual and regulatory aspects where relevant, including client verification and Wwft requirements, and refers to specialised professionals when needed.

For clients, that means the valuation service sits within a professional framework designed for reliability and proper handling.

Practical tips before requesting a NWWI-validated valuation

If you are thinking about ordering a validated valuation, these steps can help:

1. Confirm why the report is needed

Ask your lender or adviser whether a validated NWWI report is required. If financing is involved, that is often the case.

2. Check whether your property fits the scope

This valuation service is for properties in Almere. It does not cover new-build properties or homes in rented condition.

3. Think about planned improvements

If you are planning a renovation, improvement, or energy-saving measures, mention that. The valuers can assess the increase in value linked to those plans, which may support financing.

4. Distinguish between a sales valuation and a financing valuation

If your goal is to sell, a free valuation with quotation may be the right first step. If your bank requires formal value confirmation, you need the NWWI-validated valuation.

5. Choose a party with local expertise

A valuation is only as useful as the quality of the analysis behind it. Strong knowledge of Almere, its neighbourhoods, and current market developments is a practical advantage.

At a glance: the €795 valuation fee

Item Included
NWWI-validated valuation report Yes
VAT Yes
Cadastral costs Yes
Standard research Yes
Suitable for recognized lenders and banks Yes
Almere properties only Yes
New-build valuations No
Valuations for homes in rented condition No

Depending on your situation, other services may also be useful alongside a valuation:

These services can help whether you are preparing to move, arranging financing, or deciding on your next step in the Almere housing market.

Conclusion

A €795 NWWI-validated valuation fee covers more than a simple estimate. At Spijker Makelaardij, it includes a validated NWWI valuation report, VAT, cadastral costs, and standard research, prepared by certified NVM professionals with deep knowledge of the Almere market. The report is suitable for use by recognized lenders and banks and is often required for mortgage applications, including those with NHG.

For homeowners, that means clarity, professional substantiation, and a valuation process grounded in local expertise.

If you need a NWWI-validated valuation in Almere, or if you would like to discuss whether a free home valuation or sales consultation is a better first step, contact Spijker Makelaardij at Marktmeesterstraat 45, 1315 GA Almere or call 036 530 0555.